You’ve been invited to Zolve

You’ve been invited to Zolve

You’ve been invited to Zolve

Unlock up to $15,000 credit limit** & enjoy rewards^ on every purchase with the Zero Annual Fee Credit Card
No SSN needed | Build US credit history^^ | Pay bills with cash

Unlock up to $15,000 credit limit** & enjoy rewards^ on every purchase with the Zero Annual Fee Credit Card
No SSN needed | Build US credit history^^ | Pay bills with cash

Earn up to 5.13% APY* with Zolve Checking Account

No minimum balance

No minimum balance

|

Zero maintenance fee

Zero maintenance fee

|

FDIC insurance up to $250,000

FDIC insurance up to $250,000

I have the Zolve checking account

I have the Zolve credit card

I’ve set up direct deposits
on my Zolve checking account

=

5.13% APY*

$1000 will become $1051.30

Assuming the full $1,000 balance is maintained for 12 months

Open Checking Account

I have the Zolve checking account

I have the Zolve credit card

I’ve set up direct deposits
on my Zolve checking account

=

5.13% APY*

$1000 will become $1051.30

Assuming the full $1,000 balance is maintained for 12 months

Open Checking Account

  • 0.01% APY

    5.12%

  • 3.45% APY

    1.68%

  • 3.30% APY

    1.83%

  • 0.01% APY

    5.12%

  • 3.30% APY

    1.83%

  • 0.01% APY

    5.12%

Disclosure

1. **Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

2. ^Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

3. ^^The Zolve Credit Card may help improve your credit score with responsible use.

4. *Annual Percentage Yields (APYs) accurate as of [01/06/2026]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068

Disclosure

1. **Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

2. ^Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

3. ^^The Zolve Credit Card may help improve your credit score with responsible use.

4. *Annual Percentage Yields (APYs) accurate as of [01/06/2026]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068