You’ve been invited to Zolve

You’ve been invited to Zolve

You’ve been invited to Zolve

Get the Zolve Credit Card & enjoy 1-month Claude/ChatGPT subscription at just $1 (Valid till 7th April). Plus, build credit & unlock rewards on everyday spends.

Get the Zolve Credit Card & enjoy 1-month Claude/ChatGPT subscription at just $1 (Valid till 7th April). Plus, build credit & unlock rewards on everyday spends.

Apply Now

Apply Now

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Zero Annual Fee US Credit Card

No SSN
needed

No SSN needed

Build US credit history^

Rewards** on every purchase

Credit limit up to $15,000^^

Get Started

Get Started

What our customer say

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

5.13% - the highest APY offered for a checking account in the United States. I’ve been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

a man with a goatee smiles at the camera

Kunal Dinesh Rana

Working Professional - Walmart

5.13% - the highest APY offered for a checking account in the United States. I’ve been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

a man with a goatee smiles at the camera

Kunal Dinesh Rana

Working Professional - Walmart

Apply Now

Apply Now

Disclosure

1. ^The Zolve Credit Card may help improve your credit score with responsible use.

2. ^^Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

3. **Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

4. *Annual Percentage Yields (APYs) accurate as of [10/01/2025]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068

Disclosure

1. ^The Zolve Credit Card may help improve your credit score with responsible use.

2. ^^Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

3. **Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.

4. *Annual Percentage Yields (APYs) accurate as of [10/01/2025]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068